How to Save Money : 16 most effective and proven ways to save money

how to save mony

how to save money. Imagine what would happen if you found extra money in your monthly budget. Could you finally afford a real vacation? Could you sock something away for emergencies? Perhaps you’d be debt-free at last. You maybe need a second job but don’t have enough free time to do that. In this situation, by reading our how to save money guidance you may save a few bucks.

saving money sometimes can make you as much money as a well-paid part-time job does. By saving money you, do not need to spend your precious time doing another unwanted job to make money more. You will have more free time to spend with your family. The list below can help you learn how to save money on everyday and monthly expenses. Plus, it includes tips on setting aside funds for the future.

1- Write a list before you go shopping – and stick to it to see how to save money works

One of the easiest acts on the ( how to save money) list to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money. one of best ways to How to Save Money is the on up.

Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste. Always create a list and, more importantly, stick to it.
You can also take advantage of a cash back rewards card that gives bonus cash at grocery stores – just be sure to pay off the balance each month. this is one of the best ways for How to Save Money.

2- learn how to bargain to how to save money

learn how to bargain

Give sellers a reason to negotiate. If you’re a loyal customer, say so. If you’re at a mom-and-pop store because you like to shop locally, say that. Tell the car dealer if you intend to bring your vehicle back for servicing.

the art of bargaining

Be willing to walk away. When it’s expensive to attract new customers, companies may work hard to retain existing ones.  

3-Don’t spend big money entertaining your children how to save money

Most children, especially young ones, can be entertained very cheaply. Buy them an end roll of the newspaper from your local paper and let their creativity run wild. Play ball in the backyard. Head to the park. Plant a garden. Teach them to ride a bike without training wheels once and for all. Realize that what your children want most of all is your time, not your stuff, and you’ll find money in your pocket and joy in your heart. this is also a way to save money and one of the best ways to How to Save Money.

4- Turn off the lights to learn how to save money

Keeping the lights on in your home may not be expensive on a per-watt basis, but it sure does cost money over time. To save as much as you can, turn off lights any time you leave your house – or even when you leave the room. Turning off lights when you have plenty of natural sunlight can also help keep your electric bill down over time. The bottom line: If you aren’t using a light, turn it off.

5- Swap books, music, and DVDs on the Internet or at the library or between friends

You can very easily swap the books, CDs, and c you’ve grown bored with online. Just clean out your media collection, and trade them with others online using sites like PaperBackSwap. If you live near a library that loans DVDs in addition to books, you’ll be even better off. The more you can borrow and barter with others, the more money you’ll save over time. here is How to Save Money and some extra bucks for yourself.

Your friends are a unlimited source of used staffs. you can easily trade or swap your old or used books, DVDs, even furniture and cloths.

6- If you can’t turn the lights off, Then at least Install CFLs or LEDs to see how to save money

Energy-efficient light bulbs might cost a bit more initially, but they have a much longer life than normal incandescent bulbs and use far less electricity. It might be hard to decide which type to use, but either type of bulb will probably be an upgrade from whatever you’re using now. to reduce power consumption and eventually how to Save Money.

CFLs, which use a quarter of the energy of incandescent bulbs and last for years, are the next cheapest option after traditional bulbs. But they also have some drawbacks: They take a while to warm up to full brightness, and they also contain a small amount of mercury.

Meanwhile, LEDs are more expensive. However, they’re getting cheaper all the time, and they are easily the best lighting option available: They light up instantly, are efficient as CFLs, produce a warm glow without getting hot to the touch, and can last for decades.

You don’t even need to replace every bulb in the house at once. Even swapping just your four or five most-used light bulbs can save you $45 or more a year.

7- Clean or change out your car’s air filter to learn how to save money

A clean air filter can improve your gas mileage by up to 7%, saving you more than $100 for every 10,000 miles driven in an average vehicle. Cleaning your air filter is easy to do in just a few minutes – just follow the instructions in your vehicle’s manual and you’re good to go How to Save Money.

If yours is beyond help, also consider changing it out for a new one. At most stores, a new air filter goes for less than $10.

8- Buy used when you can learn how to save money

You can often find the exact item you want with a bit of clever shopping at used equipment stores, used game stores, consignment shops, and so on. Just make these shops a part of your normal routine – go there first when looking for potential items and you will save money.

Clothes, for example, often cost pennies on the dollar when bought used – even if they were only worn once. By buying used most of the time, you can save a ton of cash.

9- Do holiday shopping right after the holidays

Most people use this technique for Christmas, but it works for every holiday. Wait until about two days after a holiday, then go out shopping for items you need that are themed for that day.

Get a Mother’s Day card for next year the day after Mother’s Day. Get Easter egg decorating kits the day after Easter, and Halloween decorations on Nov. 1. Get wrapping paper, cards, bows, and gift bags the day after Christmas. The discounts are tremendous, and you can just put this stuff in the closet until next year.

10- Prepare some meals at home to learn how to save money

Get an accessible and easy-to-use cookbook (my favorite “beginner” cookbook is Mark Bittman’s excellent “How to Cook Everything“) and try making some of the dishes inside. You’ll find that cooking at home is much easier than you think – and way cheaper and healthier than take-out or dining out. Even better, you can easily prepare meals in advance – even handy fast-food type meals.

11- Brown bag your lunch.

Instead of going out to eat at work, take your own lunch — if not every day, then at least a couple of times a week. With some thoughtful preparation and just a few minutes of time, you can create something quite enjoyable for your brown bag lunch – and save a fistful of cash each time you do. Your co-workers may not understand your desire to save money, but that’s their problem.

12- Look for a cheaper place to live

he cost of living in Iowa is surprisingly low, enough so that I’m quite happy to give up the cultural opportunities of other places to enjoy Iowa all year round. When I want to enjoy the cultural attractions of another place, I’ll travel there – after all, I can afford it because I save on living expenses the rest of the year.

If you live in a truly expensive area, take some time to decide if the extra expense is really worth it. You may find that a move could mean the difference between having plenty of money and barely scraping by.

13- Check out free events in town and how to save money

My town has several wonderful parks, free basketball and tennis courts, free disc golf, trails, and lots of other stuff just there waiting to be used. You can go have fun for hours out in the wonderful outdoors, playing sports, hiking on trails, or trying other activities – and it’s all there for free. All you have to do is discover it. Here are more than a hundred free things to do if you need more inspiration.

14- When buying a car, look only at used models on how to save money

t’s hard to argue with the fact that new cars make terrible investments. Not only do they drop in value the moment you drive off the lot, but they continue dropping in value with each year that goes by.

If you want to save as much as possible on transportation, look only at used cars in relatively good condition. If you focus on cars that are only a few years old, you may also be able to find one within its warranty period.

15- Pay off credit cards in full each month
how to save money

The miles and cash-back are only valuable if you’re not falling into debt or paying interest.

16- learn how to travel for cheap how to save money

Even if you have a lot to spend, there’s no reason to blow all your money on unnecessary travel expenses. If you’re pinching every penny of your regular budget, you’ll have to do the same when it comes to planning a vacation. this will make you enjoy to learn How to Save Money.

Do you have friends or family who live in interesting places? Plan a trip to their city and ask to sleep on a couch or spare bed. The best part about staying with someone you know (other than the free accommodation) is getting insider tips about what to do and see while you’re there.If you’re not picky about the timing or destination of your next trip, you can save money with last-minute deals on hotel rooms, vacation packages and airfare.


As we said at the first saving money sometimes can make you as much money as a well-paid part-time job does! There are hundreds of other ways out there to save money if you look for it. Some of them may be fit just for your current situation and some may become useful in the future. The point is that saving money should be your lifestyle and in time when you see and compare yourself with your co-workers, friends, and neighbors, you will be shocked. Tell your friends about our how to save money page and share ideas with each other.

Hope you find it useful

Your man


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